Preparation tells you what you owe. Planning changes what you owe. Ongoing tax advisory for businesses and individuals who'd rather optimize than react — typically saving clients 15–30% annually.
Most people only talk to their CPA in March, when every tax-saving opportunity for the prior year has already expired. By April 15, the only thing left is computing what you owe. That's compliance. Tax advisory is the work we do the other ten months of the year — the work that actually changes your tax outcome.
Our advisory engagements are structured around quarterly planning sessions plus unlimited ad-hoc questions. In Q1 we establish the year's baseline projection. In Q2 we revise based on actual performance and identify mid-year actions. In Q3 we lock in major decisions (retirement contributions, equipment purchases, bonus timing, stock sales). In Q4 we execute year-end moves before Dec 31 makes them impossible.
What this actually looks like: we tell you whether to take a $40k distribution as salary or dividend based on FICA impact. We model whether a Roth conversion makes sense this year given your projected bracket. We compute whether buying a $60k SUV under Section 179 beats waiting until next year. Real decisions with real numbers, not generic advice.
We've compressed 15+ years of CPA practice into a structured engagement that covers every meaningful tax-planning lever.
Are you in the right entity type? We model S-corp election, C-corp conversion, holding-company layering, and multi-entity structures for your specific situation.
For S-corp owners: the right salary-to-distribution split that maximizes tax savings without raising IRS audit flags.
The 20% qualified business income deduction has 14 income-limit traps. We model your specific path through them.
Solo 401(k), SEP-IRA, defined benefit plans, cash-balance plans — choosing, setting up, and maxing out the right vehicle for you.
Cost segregation studies, 1031 exchanges, real estate professional status, passive activity rules, and short-term-rental loophole analysis.
ISO vs NSO vs RSU planning, 83(b) elections, QSBS qualification, and minimizing AMT exposure on large option exercises.
Residency planning, apportionment strategies, and structuring multi-state operations to minimize state tax exposure.
Every November, a personalized list of specific actions to take before Dec 31 — with projected dollar impact for each one.
S-corps, LLCs, and partnerships with $200K+ in annual profit — where strategic moves produce 5-6 figure tax savings.
W-2 and 1099 earners above $250K, especially those with equity comp, real estate, or investment income.
Anyone owning 2+ properties, doing a 1031 exchange, or considering real estate professional status.
Approaching an exit event? We plan 3–5 years out to qualify for QSBS, minimize state tax, and structure founder rollovers.
We review 2 prior returns, current financial picture, and goals. Set the year's tax target.
Each quarter: updated projection, review of YTD actuals, flag opportunities and risks.
Between meetings, we monitor your situation. When an action window opens, we call you — not the other way around.
By Nov 15, you have a specific action plan. By Dec 31, every planned move is executed.
Monthly retainer covering quarterly planning sessions, unlimited ad-hoc questions, and year-end execution. Included free for Growth and Enterprise bookkeeping clients.
Book a free consultation. We'll look at your last return and tell you three specific opportunities we'd pursue — before you commit to anything.
Book your consultation →